Let’s face it. Sh..tuff happens.
You insure other major purchases like your car and house, why not your wedding?
Think of it as an investment and include it in your budget when doing your
initial wedding planning. With all the money you spend on this special day,
it’s definitely worth it.
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| image from travelers insurance |
4 Reasons to Purchase
Wedding Insurance
Weather- In the
past 2 years, New Jersey has experienced earthquakes, tornados, and devastating
hurricanes. So that lovely beach ceremony you planned and paid for was washed
away by angry winds. Wedding insurance would cover relocations, rescheduling,
even hiring new vendors if need be.
Accidents- Let’s say you’re bringing home your dress and you put it
in the back of your fancy SUV and the hatch opens while you’re driving, causing
the dress to fly onto the highway. Oh and BTdubs, an 18-wheeler just ran it over. It’s
covered.
Bad People- That videographer you hired with the weird
comb-over closed up shop and disappeared a month before the big day. Now what?
You call up your insurance company and tell them about it. You get your deposit
back and hire a new one, that’s what.
Emergencies- Your
sister trips while breaking in her shoes before the wedding landing in a full
body cast. Before you yell at her for doing laundry in 4 inch heels, call up
your agent. Injuries and illness are one of the leading causes for people to make
claims and have no problem rescheduling the event, so send her some flowers and
chick-flicks and relax.
Most policies cost $150-600 for up to $100,000 worth of
coverage. When you think about how much you’re actually spending on your dream
wedding, it’s totally worth it. And check with your existing insurance company,
they may offer loyalty discounts.
Do you have wedding
insurance? Have any crazy wedding stories? Did you or someone you know have to
postpone or reschedule their wedding? What did they do? Leave a comment and
tell us!
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